BP FISHER LAW GROUP, LLP 174 Waterfront Street, Suite 400 Oxon Hill, MD 20745 Telephone (301)599-7700 Case No.: 01-C-16-044102 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 13607 Pershing Street, Cumberland, MD 21502 In enforcement of a Security Instrument granted by Judith Ellen Devine dated October 31, 2003 and recorded among the Land Records of Allegany County, Maryland in Liber 1036 at folio 484, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR ALLEGANY COUNTY at the front door, located at 30 Washington Street, Cumberland, Maryland on Wednesday, August 15, 2018 at 2:00PM All that fee simple property described in said Security Instrument, being in the 06 Election District of Allegany County, Maryland, and being improved by a dwelling bearing the street address of 13607 Pershing Street, Cumberland, MD 21502. Subject to all covenants, restrictions and easements of record, if any. Additional information is available at www.first-legal.com. TERMS OF SALE: A deposit of $12,000.00 in the form of certified check, cashier's check or money order will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 7.72500% per annum. Upon the failure of the purchaser to settle, time being of the essence, subject to court order, the entire deposit will be retained as liquidated damages and not as a penalty and the purchaser will be released from any further liability. If the court determines that the amount of retained deposit is a penalty, the court is to set an amount of damages or otherwise fashion the remedy for the purchaser’s default. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from a resale even if the defaulted purchaser improved the property. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner’s association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, if the ratification of the sale is denied by the Circuit Court for any reason, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. TRACEY JEAN-CHARLES, ET AL. for Substitute Trustees Matter No. 15-02202 Adv.: July 31, August 07, 14
