THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 01-C-14-040755 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 405 Avirett Avenue, Cumberland, MD 21502 In enforcement of a Security Instrument granted by Beth A. Hilliker dated October 18, 2006 and recorded among the Land Records of Allegany County, Maryland in Liber 1320 at folio 374, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR ALLEGANY COUNTY at the front door, located at 30 Washington Street, Cumberland, Maryland on Wednesday, January 7, 2015 at 10:00 AM All that fee simple property described in said Security Instrument, being in the 6 Election District of Allegany County, Maryland, and being improved by a dwelling bearing the street address of 405 Avirett Avenue, Cumberland, MD 21502. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $10,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 9.84000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowners association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 10-01852 Adv.: December 23, 30, January 6
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