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TRUSTEE'S SALE TRUSTEE'S SAL...

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TRUSTEE'S SALE Trustee's Sale of valuable fee simple property improved by premises known as 734 Gephart Drive, Cumberland, MD 21502. By virtue of the power and authority contained in a Deed of Trust from BRIAN RHODES, JR., dated January 18, 2008, and recorded in Liber 1465 at Page 397 among the land records of the COUNTY OF ALLEGANY, in the original principal amount of $51,300.00. Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse for the COUNTY OF ALLEGANY, at 30 Washington Street, Cumberland, Maryland, on January 18, 2017 at 4:00 PM, all that property described in said Deed of Trust including but not limited to: ALL that lot or parcel of ground situated on the southerly side of Gephart Drive, in the City of Cumberland, Allegany County, Maryland, known and designated as Lot No. 32, on the Amended Plat of The Cumberland Homes Company, which said parcel is designated as Plat No. 22 among the Plat Records of Allegany County, Maryland, and more particularly described as follows, to wit: BEGINNING for the same at a point on the southerly side of Gephart Drive at the beginning of Lot No. 3 of Block 17, of Ridgedale Addition to Cumberland, Maryland, and running thence at right angles to said Gephart Drive, South 36 degrees 32 minutes East 93.1 feet; thence North 53 degrees and 28 minutes East 54.9 feet to the division line between the Ridgedale and Annandale Additions, thence with said division line, North 38 degrees and 45 minutes West 72 feet to the southerly side of Gephart Drive; thence with the southerly side of Gephart Drive, South 79 degrees West 48.65 feet, and South 53 degrees and 28 minutes West 8 feet to the place of beginning. Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any. TERMS OF SALE: A deposit of 10% of the sale price, cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.00% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowners association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is the return of the deposit. Trustee's File No. 16-258260. LOAN TYPE= Conventional Kristine D. Brown, et al., Substitute Trustees. SHAPIRO & BROWN, LLP 10021 Balls Ford Road, Suite 200 Manassas, Virginia 20109 (410) 769-9797 Adv.: January 2, 9 & 16

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