SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on January 29, 2015 on or about 12:00PM local time, at the main entrance of the Cumberland County Courthouse, Crossville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by BETTY BYRD, to PARK PLACE TITLE&ESCROW, Trustee, on October 11, 2005, at Record Book 1211, Page 2254 in the real property records of Cumberland County Register's Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-EFC7 The following real estate located in Cumberland County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LYING AND BEING IN THE SECOND CIVIL DISTRICT OF CUMBERLAND COUNTY, TENNESSEE, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING IN THE CENTER OF SCOTT`S CREEK AT A POINT WHERE THE EAST RIGHT OF WAY OF US HIGHWAY 127 NORTH CROSSES SAME; THENCE WITH SAID RIGHT OF WAY NORTH 14 DEG 15 MIN WEST 14 POLES AND NORTH 27 DEG WEST 17 POLES TO A FENCE CORNER THE SOUTHWEST CORNER OF A TRACT OF LAND FORMERLY BELONGING TO B.A. CREASON; THENCE WITH THE SOUTH BOUNDARY LINE OF SAID TRACT SOUTH 88 DEG 30 MIN EAST 15.9 POLES TO A STONE AT A FENCE CORNER; THENCE NORTH 67 DEG EAST 33.5 POLES TO A STONE WITH BLACK GUM POINTERS ON THE NORTHWEST BANK OF SCOTT`S CREEK: THENCE UP SAID CREEK AS IT MEANDERS THE FOLLOWING TEN COURSES AND DISTANCES: SOUTH 12 DEG WEST 10 POLES; SOUTH 19 DEG EAST 13 POLES; SOUTH 34 DEG 30 MIN WEST 10 POLES; SOUTH 87 DEG WEST 6 POLES; NORTH 54 DEG WEST 5 POLES; NORTH 17 DEG WEST S POLES; SOUTH 79 DEG WEST 3 POLES; SOUTH 54 DEG WEST 16 POLES; SOUTH 28 DEG 15 MIN WEST 7 POLES AND SOUTH 7 DEG WEST 5 POLES TO THE BEGINNING. CONTAINING 6 ACRES, MORE OR LESS. ACCORDING TO SURVEY OF CLAY CAREY, SURVEYOR, DATED JULY 8, 1971. BEING THE SAME PROPERTY CONVEYED TO CURTIS BYRD AND WIFE, BETTY BYRD, BY WARRANTY DEED FROM HAROLD E. FULLER AND WIFE, IMOGENE FULLER, DATED 7/09/71 AND RECORDED 7/14/71 IN BOOK 112, PAGE 93, SAID REGISTER`S OFFICE. CURTIS BYRD HAVING DECEASED ON 2/4/2O01., HAVING DIED IN CUMBERLAND COUNTY, TN, SURVIVED BY HIS WIFE, BETTY BYRD, WHO BECAME SOLE OWNER OF THE SUBJECT PROPERTY AS SURVIVING TENANT BY THE ENTIRETIES. Tax ID: 050 08400 000 Current Owner(s) of Property: BETTY BYRD The street address of the above described property is believed to be 6598 Highway 127 North, Crossville, TN 38571, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: CAPITAL ONE BANK (USA), N.A THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagees attorney. MWZM File No. 14-001333-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Published: December 30 2014, January 6, 2015 and January 13, 2015
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